{"id":5772,"date":"2021-07-09T09:53:32","date_gmt":"2021-07-09T09:53:32","guid":{"rendered":"https:\/\/work2.dossetenta.com\/lupicino\/seguros\/"},"modified":"2024-02-26T14:31:40","modified_gmt":"2024-02-26T13:31:40","slug":"insurance","status":"publish","type":"page","link":"https:\/\/lupicinio.com\/en\/insurance\/","title":{"rendered":"Insurance"},"content":{"rendered":"<p><section id=\"main-head\" class=\"bt_bb_section bt_bb_layout_boxed_1200 bt_bb_vertical_align_middle bg-custom-overlay\"  data-bt-override-class=\"null\"><div class=\"bt_bb_background_image_holder_wrapper\"><div class=\"bt_bb_background_image_holder btLazyLoadBackground\"  data-background_image_src=\"https:\/\/lupicinio.com\/wp-content\/uploads\/2021\/07\/lupicinio-abogados-areas-actividad-12.jpg\" data-parallax-zoom-start=\"1\" data-parallax-zoom-end=\"1\" data-parallax-blur-start=\"0\" data-parallax-blur-end=\"0\" data-parallax-opacity-start=\"1\" data-parallax-opacity-end=\"1\" style=\" background-image: url(&#039;https:\/\/lupicinio.com\/wp-content\/plugins\/bold-page-builder\/img\/blank.gif&#039;);\"><\/div><\/div><div class=\"bt_bb_port\"><div class=\"bt_bb_cell\"><div class=\"bt_bb_cell_inner\"><div class=\"bt_bb_row \"  data-bt-override-class=\"{}\"><div class=\"bt_bb_row_holder\" ><div  class=\"bt_bb_column col-xl-12 col-xs-12 col-sm-12 col-md-12 col-lg-12 bt_bb_align_left bt_bb_padding_normal\"  data-width=\"12\" data-bt-override-class=\"{}\"><div class=\"bt_bb_column_content bt_bb_vertical_align_top\"><div class=\"bt_bb_column_content_inner\"><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_hidden_xs bt_bb_hidden_ms\" style=\"; border-width: 160px; border-color: transparent; border-style: solid;\" data-bt-override-class=\"null\"><\/div><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_hidden_sm bt_bb_hidden_md bt_bb_hidden_lg\" style=\"; border-width: 100px; border-color: transparent; border-style: solid;\" data-bt-override-class=\"null\"><\/div><header class=\"bt_bb_headline titulos-cabecera bt_bb_font_weight_bold bt_bb_color_scheme_18 bt_bb_dash_none bt_bb_size_inherit bt_bb_align_center bt_bb_subtitle_font_weight_normal titulos-cabecera\" style=\"; --primary-color:White; --secondary-color:#fff;\" data-bt-override-class=\"{&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_center&quot;,&quot;def&quot;:&quot;center&quot;,&quot;xl&quot;:&quot;center&quot;}}\"><h1 class=\"bt_bb_headline_tag\"><span class=\"bt_bb_headline_content\"><span>Insurance<\/span><\/span><\/h1><\/header><div  class=\"bt_bb_text titulos-cabecera\" ><\/p>\n<h2>Trusted Insurance Lawyers<\/h2>\n<p>\n<\/div><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_hidden_xs bt_bb_hidden_ms\" style=\"; border-width: 80px; border-color: transparent; border-style: solid;\" data-bt-override-class=\"null\"><\/div><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_hidden_sm bt_bb_hidden_md bt_bb_hidden_lg\" style=\"; border-width: 100px; border-color: transparent; border-style: solid;\" data-bt-override-class=\"null\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><!-- cell_inner --><\/div><!-- cell --><\/div><!-- port --><\/section><section id=\"bt_bb_section69e472ab0de89\" class=\"bt_bb_section bt_bb_layout_boxed_1200 bt_bb_vertical_align_top bt_bb_bottom_spacing_60 bt_bb_negative_margin_100\"  data-bt-override-class=\"null\"><div class=\"bt_bb_port\"><div class=\"bt_bb_cell\"><div class=\"bt_bb_cell_inner\"><div class=\"bt_bb_row \"  data-bt-override-class=\"{}\"><div class=\"bt_bb_row_holder\" ><div  class=\"bt_bb_column col-xl-4 col-xs-12 col-sm-12 col-md-12 col-lg-4 box-blue-content bt_bb_align_left bt_bb_padding_normal\"  data-width=\"4\" data-bt-override-class=\"{&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_left&quot;,&quot;def&quot;:&quot;left&quot;,&quot;xl&quot;:&quot;left&quot;}}\"><div class=\"bt_bb_column_content bt_bb_vertical_align_top\"><div class=\"bt_bb_column_content_inner\"><div class=\" bt_bb_row_inner row-heading-icon\"   data-bt-override-class=\"{}\"><div class=\"bt_bb_row_inner_holder\"  ><div  class=\"bt_bb_column_inner col-xl-12 col-xs-12 col-sm-12 col-md-12 col-lg-12 custom-icon-img btWithIcon bt_bb_align_left bt_bb_vertical_align_top bt_bb_padding_normal\"  data-width=\"12\" data-bt-override-class=\"{&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_left&quot;,&quot;def&quot;:&quot;left&quot;,&quot;xl&quot;:&quot;left&quot;}}\"><div class=\"bt_bb_column_inner_icon\"><span  data-ico-fontawesome=\"&#xf03e;\" class=\"bt_bb_icon_holder\"><\/span><\/div><div class=\"bt_bb_column_inner_content\"><div  class=\"bt_bb_text white-color heading-icon-text\" ><\/p>\n<h3>Areas of Expertise<\/h3>\n<p>\n<\/div><\/div><\/div><\/div><\/div><div  class=\"bt_bb_text box-blue-text-content white-color opacity-80\" ><\/p>\n<ul>\n<li>Policy analysis<\/li>\n<li>Domestic and large risks<\/li>\n<li>International recovery<\/li>\n<\/ul>\n<p>\n<\/div><\/div><\/div><\/div><div  class=\"bt_bb_column col-xl-4 col-xs-12 col-sm-12 col-md-12 col-lg-4 responsable-col bt_bb_align_left bt_bb_padding_normal\"  data-width=\"4\" data-bt-override-class=\"{&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_left&quot;,&quot;def&quot;:&quot;left&quot;,&quot;xl&quot;:&quot;left&quot;}}\"><div class=\"bt_bb_column_content bt_bb_vertical_align_top\"><div class=\"bt_bb_column_content_inner\"><div class=\"bt_bb_card custom-responsable card-foto-no-icon bt_bb_title_position_top bt_bb_icon_size_normal\"><div class=\"bt_bb_card_image\"><a href=\"https:\/\/lupicinio.com\/abogado\/irene-sanchez-del-rio-moreta\/\"  target=\"_self\"><div class=\"bt_bb_image\" data-bt-override-class=\"{}\"><span><img loading=\"lazy\" decoding=\"async\" width=\"270\" height=\"253\" src=\"https:\/\/lupicinio.com\/wp-content\/uploads\/2021\/06\/irene-sanchez-del-rio-moreta-abogada-lupicinio-2.jpeg\" class=\"attachment- size-\" alt=\"Area Manager\" data-full_image_src=\"https:\/\/lupicinio.com\/wp-content\/uploads\/2021\/06\/irene-sanchez-del-rio-moreta-abogada-lupicinio-2.jpeg\" title=\"Area Manager\" \/><\/span><\/div><\/a><\/div><div class=\"bt_bb_card_content\"><div class=\"bt_bb_card_icon_box\"><div class=\"bt_bb_card_icon\"><span  data-ico-design=\"&#xe963;\" class=\"bt_bb_icon_holder\"><\/span><\/div><h3 class=\"bt_bb_card_title\"><a href=\"https:\/\/lupicinio.com\/abogado\/irene-sanchez-del-rio-moreta\/\"  target=\"_self\">Area Manager<\/a><\/h3><\/div><\/div><\/div><div  class=\"bt_bb_text contenido-responsable\" ><\/p>\n<p class=\"responsable-text-blue\">Irene S\u00e1nchez del R\u00edo Moreta<\/p>\n<p>Of counsel of aviation CLUSTER LUPICINIO<\/p>\n<p>\n<\/div><\/div><\/div><\/div><div  class=\"bt_bb_column col-xl-4 col-xs-12 col-sm-12 col-md-12 col-lg-4 box-blue-content bt_bb_align_left bt_bb_padding_normal\"  data-width=\"4\" data-bt-override-class=\"{&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_left&quot;,&quot;def&quot;:&quot;left&quot;,&quot;xl&quot;:&quot;left&quot;}}\"><div class=\"bt_bb_column_content bt_bb_vertical_align_top\"><div class=\"bt_bb_column_content_inner\"><div class=\" bt_bb_row_inner row-heading-icon\"   data-bt-override-class=\"{}\"><div class=\"bt_bb_row_inner_holder\"  ><div  class=\"bt_bb_column_inner col-xl-12 col-xs-12 col-sm-12 col-md-12 col-lg-12 custom-icon-expand btWithIcon bt_bb_align_left bt_bb_vertical_align_top bt_bb_padding_normal\"  data-width=\"12\" data-bt-override-class=\"{&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_left&quot;,&quot;def&quot;:&quot;left&quot;,&quot;xl&quot;:&quot;left&quot;}}\"><div class=\"bt_bb_column_inner_icon\"><span  data-ico-fontawesome=\"&#xf03e;\" class=\"bt_bb_icon_holder\"><\/span><\/div><div class=\"bt_bb_column_inner_content\"><div  class=\"bt_bb_text white-color heading-icon-text\" ><\/p>\n<h3>International Team<\/h3>\n<p>\n<\/div><\/div><\/div><\/div><\/div><div  class=\"bt_bb_text box-blue-text-content white-color opacity-80\" ><\/p>\n<p>Our local coordinators work as a team on the issues that pertain to this area of \u200b\u200bpractice with the allied, associated or correspondent firm in their jurisdiction. This firm has specialists in this area of \u200b\u200bpractice who work in English, as well as in their local languages.<\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><!-- cell_inner --><\/div><!-- cell --><\/div><!-- port --><\/section><section id=\"bt_bb_section69e472ab0f37c\" class=\"bt_bb_section bt_bb_layout_boxed_1200 bt_bb_vertical_align_top bt_bb_bottom_spacing_80\"  data-bt-override-class=\"null\"><div class=\"bt_bb_port\"><div class=\"bt_bb_cell\"><div class=\"bt_bb_cell_inner\"><div class=\"bt_bb_row \"  data-bt-override-class=\"{}\"><div class=\"bt_bb_row_holder\" ><div  class=\"bt_bb_column col-xl-12 col-xs-12 col-sm-12 col-md-12 col-lg-12 bt_bb_align_left bt_bb_padding_normal\"  data-width=\"12\" data-bt-override-class=\"{}\"><div class=\"bt_bb_column_content bt_bb_vertical_align_top\"><div class=\"bt_bb_column_content_inner\"><div class=\"bt_bb_raw_content\"><nav role=\"navigation\" aria-label=\"Breadcrumbs\" class=\"breadcrumb-trail breadcrumbs migas-blue\" itemprop=\"breadcrumb\">\n    <ul class=\"trail-items\" itemscope=\"\" itemtype=\"http:\/\/schema.org\/BreadcrumbList\">\n      <meta name=\"numberOfItems\" content=\"2\">\n      <meta name=\"itemListOrder\" content=\"Ascending\">\n      \n      <li itemprop=\"itemListElement\" itemscope=\"\" itemtype=\"http:\/\/schema.org\/ListItem\" class=\"trail-item\">\n                    <a href=\"\/en\/legal-areas\/\" itemprop=\"item\">\n<span itemprop=\"name\">Legal Areas<\/span>\n        <\/a>\n        <meta itemprop=\"position\" content=\"1\">\n      <\/li>\n      <li itemprop=\"itemListElement\" itemscope=\"\" itemtype=\"http:\/\/schema.org\/ListItem\" class=\"trail-item trail-end\">\n      \n      <span itemprop=\"name\"> Insurance<\/span>\n      \n      <meta itemprop=\"position\" content=\"2\">\n  <\/li>\n  <\/ul>\n  <\/nav><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"bt_bb_row  row-content-single\"  data-bt-override-class=\"{}\"><div class=\"bt_bb_row_holder\" ><div  class=\"bt_bb_column col-xl-8 col-xs-12 col-sm-12 col-md-12 col-lg-8 bt_bb_align_left bt_bb_padding_normal\"  data-width=\"8\" data-bt-override-class=\"{}\"><div class=\"bt_bb_column_content bt_bb_vertical_align_top\"><div class=\"bt_bb_column_content_inner\"><div  class=\"bt_bb_text\" ><\/p>\n<h2>Team of Insurance Attorneys for insurance companies and policyholders<\/h2>\n<p style=\"text-align: justify;\">The insurance sector has been increasingly regulated by European Union legislation, mainly in pursuit of the protection of consumer rights.<\/p>\n<p style=\"text-align: justify;\">The areas addressed are the requirements to be met by intermediaries, the necessary information in the product contracting process, the solvency of insurers and, on occasions, even the content of the coverage of certain policies.<\/p>\n<p style=\"text-align: justify;\">On the other hand, this is a sector divided into two well-differentiated areas: domestic risks and major risks. Both are subject to different rules regarding the protection of the insured and freedom of choice of law. Likewise, each area has its own particularities that must be known when interpreting the application of each policy.<\/p>\n<p style=\"text-align: justify;\">Every policy must preserve in its wording a clear and sufficient description of the exact content of the rights and obligations of each party, so that they are indubitably inferred from its text, in accordance with the adequate balance of rights between the parties and the adequate protection of the type of risk that is intended to be insured.<\/p>\n<p style=\"text-align: justify;\">There are different legal principles and control mechanisms that are applied by the courts to ensure such balance and that must be considered when interpreting them.<\/p>\n<p style=\"text-align: justify;\">The Lupicinio Cluster advises both insurance companies and the insured (not always classified as consumers) when drafting or interpreting the different types of policies from which certain controversies may arise, and, of course, when reacting to and handling a claim until the ultimate satisfaction of your claim, either judicially or extrajudicially.<\/p>\n<p style=\"text-align: justify;\">Our experience also allows us to advise our clients on both national and international claims and to act in conjunction with the other professionals involved in the claim: mediators, experts, and adjusters.<\/p>\n<p>\n<\/div><\/div><\/div><\/div><div  class=\"bt_bb_column col-xl-4 col-xs-12 col-sm-12 col-md-12 col-lg-4 sidebar-single bt_bb_align_left bt_bb_padding_normal\"  data-width=\"4\" data-bt-override-class=\"{&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_left&quot;,&quot;def&quot;:&quot;left&quot;,&quot;xl&quot;:&quot;left&quot;}}\"><div class=\"bt_bb_column_content bt_bb_vertical_align_top\"><div class=\"bt_bb_column_content_inner\"><div class=\"bt_bb_separator bt_bb_border_style_none\" style=\"; 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